A Proposal to Mobile Payment Implementing 2AF+
Merchants are competing to offer the use of mobile payment to encourage shopping. many mobile payment systems were made available in various locations worldwide; however, they have various drawbacks. This paper proposes a new mobile payment system that discusses the main drawbacks of these systems, namely security and speed of transaction. The proposal is featured by being simple to use by customers and merchants. Furthermore, the proposed system depends on a new authentication factor that is introduced in this paper and called by Two-Factors Authentication Plus, (2FA+).
Digital Object Identifier (DOI): doi.org/10.5281/zenodo.1337235Procedia APA BibTeX Chicago EndNote Harvard JSON MLA RIS XML ISO 690 PDF
 Reinhardt A. Bothaa, Steven M. Furnellb, Nathan L. Clarkeb "From desktop to mobile: Examining the security experience” Computers & Security Volume 28, Issues 3–4, May–June 2009, Pages 130–137
 Stuart J. Barnes, Brian Corbitt "Mobile banking: concept and potential” International Journal of Mobile Communications Volume 1, Number 3/2003, pp 273-288
 Bailly, Laurent, and Bernard Van der Lande. "Breakthroughs in the european MoBilepayMent Market." White paper, Atos Oringin (2007).
 Widmann, Rainer, et al. "System Integration of NFC Ticketing into an Existing Public Transport Infrastructure." Near Field Communication (NFC), 2012 4th International Workshop on. IEEE, 2012.
 Retail Customer Experience, "http://www.retailcustomerexperience. com/video/3402/ncr-at-nrf-presenting-the-mobile-shopper” , NCR at NRF, visited on = 2013-08-7
 Jones, David. "Thai e-purse ready to roll out”, Card Technology Today Volume 17, Issue 6, June 2005, Pages 16
 Bauckman, Dena Terry, Nigel Paul Johnson, and David Joseph Robertson. "Multi-Factor Authentication." U.S. Patent No. 20,130,055,368. 28 Feb. 2013.
 Info Security Island, "http://www.infosecisland.com "Google Offers Two-Factor Authentication Option” Article on Thursday, February 10, 2011 visited on = 2013-08-7.
 Technomobs, "http://technomobs.blogspot.com/” Mobile and Wireless - Emerging Business Models, visited on = 2013-08-7.
 Vibha Kaw Raina and Pandey MunishMakkad "Barcode Payment System in Trusted Mobile Devices” in International Journal of Computer Applications & Information Technology Vol. I, Issue III, November 2012 (ISSN: 2278-7720).
 A. Sankara Narayanan, "QR Codes and Security Solutions” in International Journal of Computer Science and Telecommunications, Volume 3, Issue 7, July 2012.
 Standard ISO/IEC number 18092, "Information Technology -Telecommunications and Information Exchange between Systems -- Near Field Communication - Interface and Protocol (NFCIP-1)”, 2013, 44 pages.