WASET
    D. Jakovčević and  M. Mihelja Žaja,  Underwriting Risks as Determinants of Insurance Cycles: Case of Croatia.   journal   = {International Journal of Economics and Management Engineering}, [online]. World Academy of Science, Engineering and Technology.
    April 2014, vol. 89(5). 1251 - 1258
    [viewed 25 April 2024]. Available from: https://publications.waset.org/pdf/9998092.