WASET
    Vinko Vidučić and  Ljiljana Vidučić and  Damir Boras,  SMEs Access to Finance in Croatia – Model Approach.   journal   = {International Journal of Economics and Management Engineering}, [online]. World Academy of Science, Engineering and Technology.
    March 2014, vol. 88(4). 1037 - 1042
    [viewed 25 April 2024]. Available from: https://publications.waset.org/pdf/9997948.