@article{(Open Science Index):https://publications.waset.org/pdf/9997383,
	  title     = {Value Analysis of Islamic Banking and  Conventional Banking to Measure Value  Co-creation},
	  author    = {Amna Javed and  Hisashi Masuda and  Youji Kohda},
	  country	= {},
	  institution	= {},
	  abstract     = {This study examines the value analysis in Islamic and conventional banking services in Pakistan. Many scholars have focused on co-creation of values in services but mainly economic values not non-economic. As Islamic banking is based on Islamic principles that are more concerned with non-economic values (well-being, partnership, fairness, trust worthy, and justice) than economic values as money in terms of interest.  This study is important to know the providers point of view about the co-created values, because, it may be more sustainable and appropriate for today’s unpredictable socio-economic environment. Data were collected from 4 banks (2 Islamic and 2 conventional banks). Text mining technique is applied for data analysis, and values with 100% occurrences in Islamic banking are chosen. The results reflect that Islamic banking is more centric towards non-economic values than economic values and it promotes team work and partnership concept by applying Islamic spirit and trust worthiness concept.
},
	    journal   = {International Journal of Economics and Management Engineering},
	  volume    = {8},
	  number    = {2},
	  year      = {2014},
	  pages     = {400 - 408},
	  ee        = {https://publications.waset.org/pdf/9997383},
	  url   	= {https://publications.waset.org/vol/86},
	  bibsource = {https://publications.waset.org/},
	  issn  	= {eISSN: 1307-6892},
	  publisher = {World Academy of Science, Engineering and Technology},
	  index 	= {Open Science Index 86, 2014},
	}