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Belás, J. , Cipovová, E. , Holec, M.. "The Loyalty of Banks’ Employees in the Context of the Acceptance of Clients’ Needs and Their Own Productivity. A Case Study from the Czech and Slovak Republic". World Academy of Science, Engineering and Technology, Open Science Index 82, International Journal of Economics and Management Engineering, (2013), 7(10), 2680 - 2683.