Artan Luma and Betim Prevalla and Besart Qoku and Bujar Raufi, LumaCert: Conception and Creation of New Digital Certificate for Online User Authentication in e-Banking Systems. journal = {International Journal of Computer and Information Engineering}, [online]. World Academy of Science, Engineering and Technology. June 2013, vol. 78(6). 848 - 852 [viewed 18 September 2024]. Available from: https://publications.waset.org/pdf/15488.