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    Kalsom Abd Wahab and  Khalid Hassan Abdesamed,  Small and Medium Enterprises (SMEs) Financing Practice and Accessing Bank Loan Issues -The Case of Libya.   journal   = {International Journal of Economics and Management Engineering}, [online]. World Academy of Science, Engineering and Technology.
    December 2012, vol. 72(12). 3715 - 3720
    [viewed 19 April 2024]. Available from: https://publications.waset.org/pdf/15259.