%0 Journal Article
	%A Rosita Suhaimi and  Firdaus Abdullah and  Chong Fen Nee and  Nurhani Aba Ibrahim
	%D 2012
	%J International Journal of Information and Communication Engineering
	%B World Academy of Science, Engineering and Technology
	%I Open Science Index 66, 2012
	%T Profit Efficiency and Competitiveness of Commercial Banks in Malaysia
	%U https://publications.waset.org/pdf/1436
	%V 66
	%X This paper attempts to identify the significance of
Information and Communications Technology (ICT) and
competitiveness to the profit efficiency of commercial banks in
Malaysia. The profit efficiency of commercial banks in Malaysia, the
dependent variable, was estimated using the Stochastic Frontier
Approach (SFA) on a sample of unbalanced panel data, covering 23
commercial banks, between 1995 to 2007. Based on the empirical
results, ICT was not found to exert a significant impact on profit
efficiency, whereas competitiveness, non ICT stock expenditure and
ownership were significant contributors. On the other hand, the size
of banks was found to have significantly reduced profit efficiency,
opening up for various interpretations of the interrelated role of ICT
and competition.
	%P 1277 - 1280