WASET
    Tithdanin Chav and  Phichhang Ou,  The Factors Influencing Consumer Intentions to Use Internet Banking and Apps: A Case of Banks in Cambodia.   journal   = {International Journal of Social and Business Sciences}, [online]. World Academy of Science, Engineering and Technology.
    January 2021, vol. 169(1). 92 - 98
    [viewed 09 May 2024]. Available from: https://publications.waset.org/pdf/10011748.