WASET
    Khalid Hassan Abdesamed and  Kalsom Abd Wahab,  Owner/Managers’ External Financing Used and Preference towards Islamic Banking.   journal   = {International Journal of Economics and Management Engineering}, [online]. World Academy of Science, Engineering and Technology.
    October 2015, vol. 105(9). 3257 - 3262
    [viewed 28 March 2024]. Available from: https://publications.waset.org/pdf/10002877.