@article{(Open Science Index):https://publications.waset.org/pdf/977, title = {Bank Business Models and The Changes in CEE Countries}, author = {I. Erins and J. Erina}, country = {}, institution = {}, abstract = {The aim of this article is to assess the existing business models used by the banks operating in the CEE countries in the time period from 2006 till 2011. In order to obtain research results, the authors performed qualitative analysis of the scientific literature on bank business models, which have been grouped into clusters that consist of such components as: 1) capital and reserves; 2) assets; 3) deposits, and 4) loans. In their turn, bank business models have been developed based on the types of core activities of the banks, and have been divided into four groups: Wholesale, Investment, Retail and Universal Banks. Descriptive statistics have been used to analyse the models, determining mean, minimal and maximal values of constituent cluster components, as well as standard deviation. The analysis of the data is based on such bank variable indices as Return on Assets (ROA) and Return on Equity (ROE).}, journal = {International Journal of Economics and Management Engineering}, volume = {7}, number = {3}, year = {2013}, pages = {597 - 601}, ee = {https://publications.waset.org/pdf/977}, url = {https://publications.waset.org/vol/75}, bibsource = {https://publications.waset.org/}, issn = {eISSN: 1307-6892}, publisher = {World Academy of Science, Engineering and Technology}, index = {Open Science Index 75, 2013}, }