WASET
    Artan Luma and  Betim Prevalla and  Besart Qoku and  Bujar Raufi,  LumaCert: Conception and Creation of New Digital Certificate for Online User Authentication in e-Banking Systems.   journal   = {International Journal of Computer and Information Engineering}, [online]. World Academy of Science, Engineering and Technology.
    June 2013, vol. 78(6). 848 - 852
    [viewed 25 April 2024]. Available from: https://publications.waset.org/pdf/15488.