Ali Serhan Koyuncugil and  Nermin Ozgulbas,  A Data Mining Model for Detecting Financial and Operational Risk Indicators of SMEs.   journal   = {International Journal of Economics and Management Engineering}, [online]. World Academy of Science, Engineering and Technology.
    October 2008, vol. 22(10). 1082 - 1085
    [viewed 25 April 2024]. Available from: https://publications.waset.org/pdf/12977.