WASET
    Patrick M. Stanton and  William R. McCumber,  Cultural Effects on the Performance of Non- Profit and For-Profit Microfinance Institutions.   journal   = {International Journal of Economics and Management Engineering}, [online]. World Academy of Science, Engineering and Technology.
    February 2020, vol. 159(3). 207 - 214
    [viewed 19 April 2024]. Available from: https://publications.waset.org/pdf/10011134.