Josip Visković and  Ana Rimac Smiljanić and  Ines Ivić,  Housing Loans Determinants before and during Financial Crisis.   journal   = {International Journal of Economics and Management Engineering}, [online]. World Academy of Science, Engineering and Technology.
    March 2015, vol. 100(4). 1084 - 1092
    [viewed 18 April 2024]. Available from: https://publications.waset.org/pdf/10000877.